Finance
Pay Yourself First Calculator
Give every dollar a job.
Decide what you keep before the money arrives, then plan everything else around it.
Your monthly plan Nothing you enter is saved or sent.
One total: rent, car, phone.
Money set aside for family and friends.
Kept this month $0.00
Kept over 12 months $0.00
Left for everyday spending $0.00
Months of cushion after 12 months — Enter fixed bills above $0 to calculate your cushion.
Your plan
How it works
Kept this month is the dollar amount you choose, or your chosen percentage of take-home pay. Kept over 12 months repeats that amount for twelve months. Left for everyday spending subtracts what you keep, fixed bills and your helping budget from take-home pay. Months of cushion divides the twelve-month total by one month of fixed bills; it covers only the bills you enter.
For planning only. Not financial advice.